/* ============================================================
   Pembrokers — Global Styles
   Navy & Gold palette | Playfair Display + DM Sans
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;700&family=Playfair+Display:wght@400;600;700;800&display=swap');

/* ---- CSS Variables ---- */
:root {
  --navy-900: #0a1628;
  --navy-800: #0f2140;
  --navy-700: #152d54;
  --navy-600: #1b3a6b;
  --navy-500: #254d8e;
  --gold-500: #c9a84c;
  --gold-400: #d4b965;
  --gold-300: #e0ca7e;
  --gold-600: #b08d2f;
  --white: #ffffff;
  --gray-50: #f8f9fb;
  --gray-100: #f0f2f5;
  --gray-200: #e2e5ea;
  --gray-300: #c8cdd5;
  --gray-400: #9aa1ad;
  --gray-500: #6b7280;
  --gray-600: #4b5563;
  --gray-700: #374151;
  --gray-800: #1f2937;
  --green-500: #16a34a;
  --red-500: #dc2626;
  --font-display: 'Playfair Display', Georgia, serif;
  --font-body: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  --shadow-sm: 0 1px 2px rgba(10,22,40,.06);
  --shadow-md: 0 4px 12px rgba(10,22,40,.1);
  --shadow-lg: 0 10px 30px rgba(10,22,40,.15);
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --transition: 0.2s ease;
}

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { font-size: 16px; scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--gray-800);
  background: var(--gray-50);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy-900);
}

a { color: var(--gold-500); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--gold-600); }

img { max-width: 100%; display: block; }

/* ---- Utility ---- */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container--narrow { max-width: 800px; margin: 0 auto; padding: 0 24px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); border: 0; }
.text-center { text-align: center; }
.mt-1 { margin-top: 8px; }
.mt-2 { margin-top: 16px; }
.mt-3 { margin-top: 24px; }
.mt-4 { margin-top: 32px; }
.mb-2 { margin-bottom: 16px; }
.mb-3 { margin-bottom: 24px; }
.mb-4 { margin-bottom: 32px; }

/* ---- Navbar ---- */
.navbar {
  background: var(--navy-900);
  border-bottom: 1px solid rgba(201,168,76,.15);
  padding: 0 24px;
  position: sticky;
  top: 0;
  z-index: 1000;
}

.navbar__inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}

.navbar__logo {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--gold-500);
  letter-spacing: 1px;
  text-transform: uppercase;
}
.navbar__logo:hover { color: var(--gold-400); }

.navbar__links {
  display: flex;
  align-items: center;
  gap: 28px;
  list-style: none;
}

.navbar__links a {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--gray-300);
  transition: color var(--transition);
}
.navbar__links a:hover { color: var(--gold-400); }
.navbar__links a.active { color: var(--gold-500); }

/* Mobile nav toggle */
.navbar__toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.navbar__toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--gray-300);
  margin: 5px 0;
  transition: var(--transition);
}

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  padding: 10px 24px;
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
}

.btn--primary {
  background: var(--gold-500);
  color: var(--navy-900);
}
.btn--primary:hover { background: var(--gold-400); color: var(--navy-900); }

.btn--secondary {
  background: transparent;
  color: var(--gold-500);
  border: 1.5px solid var(--gold-500);
}
.btn--secondary:hover { background: rgba(201,168,76,.1); color: var(--gold-400); }

.btn--sm { padding: 6px 14px; font-size: 0.8rem; }
.btn--lg { padding: 14px 36px; font-size: 1rem; }

/* ---- Hero ---- */
.hero {
  background: linear-gradient(160deg, var(--navy-900) 0%, var(--navy-700) 100%);
  padding: 100px 24px 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(201,168,76,.08) 0%, transparent 70%);
  border-radius: 50%;
}

.hero__badge {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--gold-500);
  background: rgba(201,168,76,.1);
  border: 1px solid rgba(201,168,76,.2);
  padding: 6px 16px;
  border-radius: 20px;
  margin-bottom: 24px;
}

.hero h1 {
  font-size: 3rem;
  color: var(--white);
  max-width: 700px;
  margin: 0 auto 20px;
}

.hero h1 span { color: var(--gold-500); }

.hero__sub {
  font-size: 1.15rem;
  color: var(--gray-400);
  max-width: 600px;
  margin: 0 auto 36px;
  line-height: 1.7;
}

.hero__actions {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ---- Stats Bar ---- */
.stats-bar {
  background: var(--navy-800);
  border-top: 1px solid rgba(201,168,76,.1);
  border-bottom: 1px solid rgba(201,168,76,.1);
  padding: 32px 24px;
}

.stats-bar__inner {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  justify-content: space-around;
  text-align: center;
  gap: 24px;
  flex-wrap: wrap;
}

.stat__number {
  font-family: var(--font-display);
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--gold-500);
}

.stat__label {
  font-size: 0.85rem;
  color: var(--gray-400);
  margin-top: 4px;
  text-transform: uppercase;
  letter-spacing: 1px;
}

/* ---- Arbitrage Sections ---- */
.arb-section {
  padding: 80px 24px;
  text-align: center;
  background: var(--white);
}

.arb-section--alt {
  background: var(--gray-50);
}

.arb-section h2 {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 12px;
}

.arb-section__sub {
  color: var(--gray-600);
  font-size: 1.05rem;
  max-width: 620px;
  margin: 0 auto 48px;
  line-height: 1.7;
}

/* Arbitrage Cards (problem / value / opportunity) */
.arb-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  max-width: 1000px;
  margin: 0 auto;
}

.arb-card {
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  text-align: left;
  transition: all var(--transition);
}

.arb-card:hover {
  border-color: var(--gold-500);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.arb-card__icon {
  font-size: 2rem;
  margin-bottom: 16px;
}

.arb-card h3 {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 10px;
}

.arb-card p {
  color: var(--gray-600);
  font-size: 0.92rem;
  line-height: 1.65;
}

@media (max-width: 768px) {
  .arb-grid { grid-template-columns: 1fr; gap: 20px; }
  .arb-section h2 { font-size: 1.6rem; }
}

/* Arbitrage Criteria Grid (what we look for) */
.arb-criteria-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  max-width: 800px;
  margin: 0 auto;
  text-align: left;
}

.arb-criteria {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 20px 24px;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  transition: all var(--transition);
}

.arb-criteria:hover {
  border-color: var(--gold-500);
  box-shadow: var(--shadow-sm);
}

.arb-criteria__icon {
  font-size: 1.4rem;
  flex-shrink: 0;
  margin-top: 2px;
}

.arb-criteria strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 4px;
}

.arb-criteria span {
  font-size: 0.88rem;
  color: var(--gray-600);
  line-height: 1.5;
}

@media (max-width: 768px) {
  .arb-criteria-grid { grid-template-columns: 1fr; }
}

/* ---- Research Process / How We Operate ---- */
.research-process {
  padding: 80px 24px;
  background: var(--white);
}

.research-process h2 {
  text-align: center;
  font-size: 2rem;
  margin-bottom: 12px;
}

.research-process__sub {
  text-align: center;
  color: var(--gray-500);
  max-width: 600px;
  margin: 0 auto 48px;
  line-height: 1.7;
}

.research-process__grid {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.research-process__step {
  text-align: center;
  padding: 32px 24px;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  transition: all var(--transition);
}

.research-process__step:hover {
  border-color: var(--gold-500);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.research-process__number {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 800;
  color: var(--gold-500);
  margin-bottom: 16px;
}

.research-process__step h3 {
  font-size: 1.1rem;
  margin-bottom: 12px;
  color: var(--navy-900);
}

.research-process__step p {
  font-size: 0.9rem;
  color: var(--gray-500);
  line-height: 1.7;
}

@media (max-width: 768px) {
  .research-process__grid {
    grid-template-columns: 1fr;
    max-width: 480px;
  }
}

/* ---- Founder Section ---- */
.founder-section {
  padding: 80px 24px;
  background: var(--white);
}
.founder-section__inner {
  max-width: 680px;
  margin: 0 auto;
}
.founder-section h2 {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 700;
  color: var(--navy-900);
  margin-bottom: 28px;
  text-align: center;
}
.founder-section__content p {
  font-size: 0.95rem;
  color: var(--gray-700);
  line-height: 1.75;
  margin-bottom: 16px;
}
.founder-section__sig {
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--navy-800);
  font-style: italic;
  margin-top: 24px;
}

@media (max-width: 768px) {
  .founder-section h2 { font-size: 1.6rem; }
}

/* ---- CTA Section ---- */
.cta-section {
  background: linear-gradient(160deg, var(--navy-900) 0%, var(--navy-700) 100%);
  padding: 80px 24px;
  text-align: center;
}

.cta-section h2 {
  color: var(--white);
  font-size: 2rem;
  margin-bottom: 16px;
}

.cta-section p {
  color: var(--gray-400);
  max-width: 500px;
  margin: 0 auto 32px;
}

/* ---- Footer ---- */
.footer {
  background: var(--navy-900);
  border-top: 1px solid rgba(201,168,76,.1);
  padding: 40px 24px;
  text-align: center;
}

.footer__text {
  color: var(--gray-500);
  font-size: 0.8rem;
}

.footer__text a { color: var(--gold-500); }

/* ============================================================
   Terms / Privacy Pages
   ============================================================ */

.terms-hero {
  background: linear-gradient(160deg, var(--navy-900) 0%, var(--navy-700) 100%);
  padding: 80px 24px 60px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.terms-hero::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -15%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(201,168,76,.06) 0%, transparent 70%);
  border-radius: 50%;
}

.terms-hero__badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--gold-500);
  background: rgba(201,168,76,.1);
  border: 1px solid rgba(201,168,76,.2);
  padding: 5px 14px;
  border-radius: 20px;
  margin-bottom: 20px;
}

.terms-hero h1 {
  font-size: 2.4rem;
  color: var(--white);
  margin-bottom: 12px;
}

.terms-hero__sub {
  font-size: 1rem;
  color: var(--gray-400);
  margin-bottom: 8px;
}

.terms-hero__date {
  font-size: 0.85rem;
  color: var(--gold-500);
  font-weight: 600;
}

.terms-wrapper {
  background: var(--gray-50);
  padding: 48px 24px 60px;
}

.terms-content {
  max-width: 760px;
  margin: 0 auto;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 3rem 2.5rem 3.5rem;
  box-shadow: var(--shadow-md);
}

.terms-content h2 {
  font-size: 1.2rem;
  color: var(--navy-900);
  margin-top: 0;
  margin-bottom: 1rem;
  padding-bottom: 8px;
  border-bottom: 2px solid rgba(201,168,76,.2);
  display: inline-block;
}

.terms-content h3 {
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy-700);
  margin-top: 1.5rem;
  margin-bottom: 0.5rem;
}

.terms-content p {
  color: var(--gray-600);
  font-size: 0.88rem;
  line-height: 1.8;
  margin-bottom: 0.85rem;
}

.terms-content strong {
  color: var(--navy-900);
}

.terms-content ul {
  margin: 0.5rem 0 1rem 1.5rem;
  padding: 0;
}

.terms-content li {
  color: var(--gray-600);
  font-size: 0.88rem;
  line-height: 1.8;
  margin-bottom: 0.5rem;
}

.terms-content li strong {
  color: var(--navy-900);
}

.terms-divider {
  border: none;
  border-top: 1px solid var(--gray-200);
  margin: 2.5rem 0 2rem;
}

.terms-contact {
  background: var(--navy-900);
  border: 1px solid rgba(201,168,76,.15);
  border-radius: var(--radius-md);
  padding: 1.25rem 1.5rem;
  line-height: 2;
  color: var(--gray-300);
}

.terms-contact strong {
  color: var(--gold-500);
}

.terms-contact a {
  color: var(--gold-400);
}

.terms-contact a:hover {
  color: var(--gold-300);
}

.terms-effective {
  text-align: center;
  color: var(--gray-400);
  font-size: 0.82rem;
  margin-top: 0.5rem;
}

.terms-back-top {
  text-align: center;
  padding: 0 24px 48px;
  background: var(--gray-50);
}

@media (max-width: 768px) {
  .terms-hero { padding: 50px 24px 40px; }
  .terms-hero h1 { font-size: 1.8rem; }
  .terms-content { padding: 2rem 1.25rem 2.5rem; }
}

@media (max-width: 480px) {
  .terms-hero h1 { font-size: 1.5rem; }
  .terms-content { padding: 1.5rem 1rem 2rem; }
}

/* ---- Responsive ---- */
@media (max-width: 768px) {
  .navbar__links { display: none; }
  .navbar__toggle { display: block; }

  .navbar__links.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 64px;
    left: 0;
    right: 0;
    background: var(--navy-900);
    padding: 16px 24px;
    gap: 16px;
    border-bottom: 1px solid rgba(201,168,76,.15);
  }

  .hero { padding: 60px 24px 50px; }
  .hero h1 { font-size: 2rem; }
  .hero__sub { font-size: 1rem; }

  .stat__number { font-size: 1.6rem; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 1.6rem; }
}